@rayners reached out to me with great urgency to correct my thought process thoroughly-steeped in American surburbanitis. Bilbo does not live in a house, nor a hut. He lives in a hole.
In a hole in the ground there lived a hobbit. Not a nasty, dirty, wet hole, filled with ends of worms and an oozy smell, nor a yet a dry, bare, sandy hole with nothing in it to sit down on or to eat: it was a hobbit-hole, and that means comfort.
Page one, paragraph one. Cupboards and fireplace do not define a house, apparently.